Bank of Canada Set to Cut Key Rate to 2.25% on October 29 — What It Means for Mortgages
The Bank of Canada is set to lower its key rate by 25 bps to 2.25% on October 29. Find out how this affects variable vs fixed mortgage borrowers across Canada.
Bank of Canada Cut Once — Is the Easing Cycle Already at Risk?
After one rate cut in September, sticky inflation has tempered hopes for more. What it means for Canadian mortgage borrowers, renewals, and housing
Canada Mortgage Rates Hold Steady at Mid-4%
Canada’s mortgage rates remain stable: 5-year fixed ~4.69%, 3-year fixed ~4.72%, variable ~4.42%. Here’s what it means for renewals, borrowers, and housing.
Fixed vs Variable in Canada (2025): Break-Even Calculator + Scenario Guide
Should you go fixed or variable in 2025? Our Mortgage.Expert guide compares rates, risks, and real borrower scenarios with a break-even calculator.
Bank of Canada Rate Announcements 2025: Dates, Decisions & What They Mean for Mortgages
The Bank of Canada has cut rates twice in early 2025 and again in September. Here’s the full schedule, decisions so far, and what each means for your mortgage.
Bank of Canada to Emphasize Risks Ahead of Rate Decision
Governor Tiff Macklem says risks and uncertainties will weigh heavily in the Bank of Canada’s October 29 policy call, signaling a cautious approach.
Strong Job Growth Clouds Bank of Canada Rate Cut Hopes
A strong Canadian jobs report in September dims hopes for near-term Bank of Canada rate cuts, leaving mortgage borrowers bracing for elevated payments into 2026.
Rate Cuts, Trade Risks and Buyer Shifts: What’s Driving Canada’s Mortgage Market
From Bank of Canada rate cuts to U.S. trade tensions, multiple forces are shaping Canada’s mortgage market. Bond yields, buyer mix, and lender underwriting all add layers of uncertainty.
Bank of Canada Rethinks How Mortgage Costs Feed Into Inflation
Bank of Canada debates excluding mortgage interest from CPI. Policy shift could speed up rate cuts and reshape housing finance outlook.
U.S.–Canada Trade War Ripples into Mortgage Market as Lenders Tighten Risk Lens
U.S.–Canada tariff dispute prompts lenders to tighten risk checks. Mortgage brokers focus on client support amid uncertainty.
Stuck with a Mortgage Decision?
Don’t stress — our team is here to help. Reach out for free, no-obligation guidance.
Contact the Experts