BoC’s Summary of Deliberations lands today at 1:30 p.m. ET
The BoC publishes its Summary of Deliberations at 1:30 p.m. ET. We break down the signals for September’s decision and what borrowers should watch—fixed vs variable, 5-yr GoC yields, and strategy tips.
Broader Market Signs of Life Emerging in July — Canadian Housing Shows Resilience
July 2025 brought signs of recovery to Canada’s housing market, with sales rising in Toronto, Vancouver, Calgary, and Montreal despite global trade tensions. Here’s what it means for buyers and mortgage professionals.
What’s Moving Canada’s Mortgage Market This Week — August 2025 Outlook
July home sales, June trade data, and the July Labour Force Survey will shape Canada’s mortgage rates this week. Here’s what borrowers need to know.
Inflation Flat in June — But Experts Say Mortgage Rate Cuts Still Not Guaranteed
Canada’s inflation held steady at 1.7% in June 2025, but mortgage rate cuts aren’t guaranteed yet. Experts urge borrowers to stay cautious as the Bank of Canada watches broader economic signals.
How Election Promises Could Shape Canadian Mortgage Rates in 2025
As Canada approaches the next federal election, political promises around housing affordability, interest rate intervention, and mortgage relief could significantly influence market expectations. This article explores how party platforms might shape the future of Canadian mortgage rates in 2025 — from potential rate freezes to tax incentives for first-time buyers.
BoC Holds Key Rate at 5% — But Hints Cuts Are Coming
Borrowers could see relief by fall if inflation stays on track In its latest interest rate announcement, the Bank of Canada (BoC) chose to hold its benchmark interest rate steady at 5.00% — marking the seventh consecutive hold. But the…
Trade Tensions Loom Large: Could U.S. Tariffs Drive Mortgage Rates Higher?
Rising Trade Tensions and Mortgage Rate Outlook As new U.S. tariffs loom over Canadian exports — including a sweeping 25% tariff under the 2025 trade war directive — economists and real estate analysts are warning that these trade measures could…
Why Canadian Mortgage Rates Spiked This Week (Hint: It’s Not All About Canada)
Mortgage rates in Canada jumped unexpectedly this week — but the real driver lies south of the border. From U.S. bond yield movements to Federal Reserve signals, this article unpacks how global forces are influencing Canadian borrowing costs and what it means for homeowners in 2025.
Canadian Mortgage Market Risks Deepen As U.S. Fed Holds While BoC Cuts Rates
Canada’s mortgage market faces growing risks as the U.S. Federal Reserve holds interest rates while the Bank of Canada begins rate cuts. Here’s why the divergence matters.
Bank of Canada Policy Interest Rate Schedule: What Every Homebuyer Should Know in 2025
“Stay informed about the Bank of Canada’s 2025 interest rate schedule. Learn how each announcement can affect mortgage rates, home affordability, and your buying strategy.”
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