Mortgage News

More than 35,000 Canadians filed for consumer insolvency in Q2 2025, highlighting ongoing financial challenges and the impact on mortgage options. Learn how to manage debt and rebuild credit.

Oxford Economics reports a mild recession in Canada, with federal defence spending potentially driving bond yields and mortgage rates higher. Here’s what homeowners should know.

Montreal home sales rose 9.7% in July 2025, driven by fierce buyer competition and overbidding, pushing prices higher. Learn what this means for mortgage seekers and market outlook.

CMP honors 50+ top women in Canada’s mortgage industry for 2025. From tech leaders to broker-owners, meet the changemakers redefining lending.

BoC holds its key rate at 2.75% in August 2025, with economists predicting rate cuts by fall. What it means for mortgage holders and new homebuyers.

GTA home sales jumped 12.8% in July 2025, marking the best July in 4 years. Find out what’s driving the recovery and what it means for mortgage buyers.

July home sales, June trade data, and the July Labour Force Survey will shape Canada’s mortgage rates this week. Here’s what borrowers need to know.

Greater Vancouver home sales dipped 2% in July 2025. Inventory up nearly 20%, prices flat to down slightly. What it means for buyers and sellers.

CMHC now sees housing starts sliding toward ~220k by 2027. Ontario & B.C. lead declines. Mike Moffatt asks: why aren’t we building more?

Wondering whether to work with a mortgage broker or go directly to a bank or credit union? Here’s how to choose the best route for your mortgage in Canada.

Confused between fixed, variable, or hybrid mortgage rates? This 2025 guide breaks down the pros, cons, and best choice based on your risk tolerance.

Canada’s 2024 mortgage reforms raise the insured loan cap to $1.5M and allow 30-year amortizations for new builds—making homeownership more affordable for first-time buyers in big cities.

Canadian homeowners facing mortgage renewals in 2025–26 may see monthly payments jump by hundreds of dollars. We break down why, who’s most at risk, and how to prepare.

The Bank of Canada has kept its key interest rate steady at 2.75% amid trade uncertainty and soft inflation. Here’s what it could mean for your mortgage — and why…

Canada’s 5-year bond yield rose to 3.75% in August 2025, pushing average 5-year fixed mortgage rates to 5.19%. Here’s what this means for your next mortgage decision.

BoC keeps the key rate at 2.75% on July 30 amid signs of economic resilience, while signaling possible rate cuts later in 2025.

Ron Butler says CMHC’s latest data shows housing starts are being driven by rental units, not owner-occupied homes. Here’s what that means for affordability and future supply.

According to a new Bank of Canada forecast, mortgage renewals through early 2026 could bring average payment increases of 10%. Here’s who’s most affected—and how to prepare.