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Weekly Mortgage Rate Snapshot – Canada (May 23, 2025)
Major Canadian lenders held most fixed mortgage rates steady this week, while variable-rate offerings saw selective increases, following broader trends in bond yields and central bank commentary. Fixed Mortgage Rates Hold Ground As of May 23, 2025, five-year fixed mortgage…
2025 Mortgage Rate Forecast in Canada: What Borrowers Need to Know
More than 1.2 million Canadians are heading into mortgage renewal in 2025—and many are about to face a financial reality check. Homeowners who locked in ultra-low interest rates between 2020 and 2021 are now staring down rates that are two…
Understanding Collateral Charge Mortgages in Canada
If you’ve recently applied for a mortgage—or are planning to—there’s a term you might hear thrown around that isn’t often explained clearly: collateral charge mortgage. On the surface, it might sound like just another banking technicality. But the truth is,…