Porting and Assuming Mortgages in Canada: What You Need to Know

Life is unpredictable — a growing family, a sudden job transfer, or a relationship change can mean you need to move sooner than planned. If you’re already locked into a mortgage, the idea of breaking it — and paying thousands…
Should You Switch Your Mortgage Provider in Canada?

Switching your mortgage provider might not sound like the most exciting task, but it could be one of the smartest financial decisions you make this year. With rates fluctuating, fees evolving, and better terms becoming available, Canadians are increasingly shopping…
Stress Test Removed for Mortgage Transfers: What It Means for You in 2025

Starting in 2025, Canadians switching mortgage lenders at renewal no longer need to pass the stress test. Here’s how this policy change could help you secure a better rate and save thousands.
Cash-Out Refinance in Canada: Should You Tap Into Your Home Equity?

For Canadian homeowners, the equity built up in a property can be more than just a number — it can be a real financial tool. Whether you’re planning a major renovation, paying down high-interest debt, or funding a life milestone,…
Stuck with a Mortgage Decision?
Don’t stress — our team is here to help. Reach out for free, no-obligation guidance.
Contact the Experts