Fixed vs. Variable vs. Hybrid Mortgages in Canada (2025 Edition)
Confused between fixed, variable, or hybrid mortgage rates? This 2025 guide breaks down the pros, cons, and best choice based on your risk tolerance.
RBC vs. TD: Which Bank Offers the Better 5-Year Fixed Rate This Week?
As of the second week of July 2025, homebuyers across Canada are watching mortgage rates like hawks — and the biggest showdown is happening between RBC and TD. If you’re in the market for a 5-year fixed mortgage, chances are…
Capitalizing on Variable Mortgage Trigger Points in Canada (2025 Update)
Feeling the Pressure from Your Variable-Rate Mortgage? You’re Not Alone. If you’re one of the thousands of Canadians with a variable-rate mortgage (VRM) and your budget’s been stretched this year, welcome to the club. After a year of rapid Bank…
Interest-Only Mortgages in Canada: A Deep Dive Into Low-Payment Flexibility
“When it comes to mortgage options in Canada, interest-only loans stand out as a flexible choice for borrowers looking to reduce their monthly payments. But while the initial lower payments sound appealing, they come with their own set of risks…
Is a Short-Term Fixed-Rate Mortgage Right for Me?
With mortgage rates still elevated and market uncertainty lingering, many Canadian homeowners and first-time buyers are rethinking the traditional 5-year fixed mortgage. More and more borrowers are choosing short-term fixed-rate options — usually for 1 to 3 years — as…
Should You Get a 30-Year Mortgage in Canada? Here’s What You Need to Know Before You Decide
Why the 30-Year Mortgage Is Suddenly a Hot Topic in Canada If you’ve been house-hunting lately — or even just thinking about it — you’ve probably come across the term “30-year mortgage.” It sounds like a good deal, right? Lower…
How to Make the Most of nesto’s Moving Day Mortgage Rate Lock Offer in Quebec
Moving Day in Quebec isn’t just a date on the calendar—it’s practically a cultural event. Every year, July 1st sees thousands of people across the province packing boxes, loading trucks, and settling into new homes. But if you’re one of…
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