Financial Pressure Rising for Leveraged Households in Ontario
Rising arrears and heavy leverage put Ontario families under strain as housing downturn bites harder than in other provinces.
GTA Condo Downturn “Less Severe” Than Early 1990s, Says CMHC
CMHC says GTA condo sales have plunged, but stricter lending and housing shortages should prevent a 1990s-style crash.
Government Urged to Act as New Home Sales Plummet in Toronto and Beyond
New home sales in Toronto plunged 81% below the 10-year average. Experts warn of job losses, supply shortages, and affordability risks unless governments act quickly.
Mortgage brokers, lenders step up as first-time buyer challenges continue
Despite cooling markets, affordability remains tough for Canadian first-time buyers. Learn how brokers and lenders are responding with flexible products and expert guidance.
Canadian Housing Outlook: Sluggish Economy and Caution on Rate Cuts
Oxford Economics sees sluggish growth and falling home prices into 2026, while BMO warns fast rate cuts may reignite a housing bubble.
OSFI Urges Banks to Take “Smart” Risks to Rebalance Portfolios
OSFI urges big banks to rebalance away from mortgages, eyeing up to $1T in business lending. What it could mean for rates, renewals, and approvals.
Canada Launches Public Consultations on USMCA Ahead of 2026 Review
Ottawa has launched public consultations on the 2026 USMCA review. Explore what this means for trade, jobs, inflation, and how it could affect mortgage rates and housing in Canada.
Canada to Review $53 Billion Teck–Anglo Merger, Raising Questions on Investment and Housing Impacts
Ottawa will review the $53B Teck–Anglo mining merger under the Investment Canada Act. Learn what this deal means for jobs, the economy, and Canada’s housing & mortgage markets.
TSX Futures Edge Higher as BoC and Fed Signal More Rate Cuts Ahead
Canadian stocks hit fresh highs after the Bank of Canada and U.S. Federal Reserve cut rates and signaled more could follow. For mortgage borrowers, this means lower payments and new refinancing opportunities.
Canadian Banks Cut Prime Rate to 4.70% After BoC’s Policy Easing
Canada’s big banks have cut their prime lending rate to 4.70% following the Bank of Canada’s latest policy easing. Here’s how this impacts variable mortgages, fixed rates, and home affordability in 2025.
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