How Are Mortgage Rates Determined in Canada?
Ever wonder why mortgage rates rise or fall? Learn how the Bank of Canada, bond yields, lender risk, and inflation all influence how your mortgage rate is set in Canada.
How Are Mortgage Rates Determined in Canada?
Curious why mortgage rates rise or fall? Learn how the Bank of Canada, bond yields, inflation, and lender strategy shape the mortgage rates Canadians get today.
How to Choose a Mortgage Rate
Fixed or variable? Short-term or long-term? This guide breaks down how to choose the right mortgage rate in Canada based on your budget, goals, and market trends.
How To Find the Lowest Rate in the Higher-for-Longer World
With rates expected to stay high, here’s how Canadian homebuyers can still find the lowest mortgage rates in a higher-for-longer world.
How to Save Money on Your Utility Bill
Utility bills aren’t just a monthly inconvenience—they’re one of the biggest ongoing costs of owning a home in Canada. With energy prices and inflation rising, cutting down on electricity, gas, and water usage can add up to meaningful savings. The…
Understanding Collateral Charge Mortgages in Canada
Collateral charge mortgages are different from traditional loans — they offer flexibility for future borrowing but can make switching lenders harder. This 2025 guide explains how they work, pros, cons, and when they’re a smart move.
Stuck with a Mortgage Decision?
Don’t stress — our team is here to help. Reach out for free, no-obligation guidance.
Contact the Experts