How to Use a Mortgage Calculator to Lower Your Monthly Mortgage Payments
“Trying to shrink your monthly mortgage payments? A mortgage calculator might be your new best friend.” Making Homeownership Feel Less Intimidating (One Click at a Time) Let’s face it—when you first look at home prices in Canada, the numbers can…
How to Use a Mortgage Calculator to Lower Your Monthly Mortgage Payment in Canada
When you’re thinking about buying a home, it’s easy to get overwhelmed by the massive price tag. That seven-digit number in Toronto or Vancouver can feel like it’s crushing your dreams before you’ve even started. But here’s the thing—you don’t…
5 Smart Money Moves Millennials Can Use to Crush Credit Card Debt in Canada
If you’re a millennial juggling multiple bills, monthly rent, and a stubborn credit card balance that just won’t go away, you’re definitely not alone. Across Canada, millennials are finding themselves caught between higher incomes than their parents but also way…
How to Escape Negative Amortization on Your Mortgage in Canada
If you’ve recently checked your mortgage statement and noticed your balance is growing instead of shrinking, don’t panic—but don’t ignore it either. What you’re experiencing might be negative amortization, and while it can sound complicated (or scary), there are clear…
Closing Costs Buyer’s Fees
Buying a home in Canada comes with more than just the purchase price. From land transfer tax to legal fees and home insurance, here’s a clear breakdown of the closing costs that buyers should prepare for.
Common Mistakes When Renewing Your Mortgage
Renewing your mortgage is more than just signing on the dotted line. From ignoring better rates to skipping lender negotiations, here are the most common mistakes Canadian homeowners make—and how to avoid them.
Contingent vs. Pending: What’s the Difference?
Real estate listings often use terms like “contingent” or “pending”—but they’re not the same thing. Here’s what each status means, how it affects your offer, and what buyers and sellers need to know before making a move.
Co-signing a Mortgage Loan in Canada: What You Should Know Before Saying Yes
Thinking of co-signing a mortgage for a friend or family member? It can help them qualify, but it also makes you legally responsible for the debt. Here’s what every Canadian co-signer should understand before saying yes.
Do You Understand Your Credit Score?
Your credit score affects your ability to get a mortgage, loan, or even rent an apartment. But do you really understand what goes into it? Here's a beginner-friendly guide to credit scores in Canada—why they matter and how to improve yours.
How to Pay Off Your Mortgage Faster
Want to be mortgage-free sooner? From accelerated payments to refinancing strategies, here’s how Canadian homeowners can pay off their mortgage faster—without feeling the pinch.
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