Canadian Mortgage Rates Bracing for a Gentle Descent Amidst US Market Sway
A drop in the inflation rate can bring hope to borrowers, but the persistently high home prices, which significantly impact inflation, complicate the Bank of Canada’s interest rate decisions. Current trends from the US market and anticipated rate cuts by…
Canadian Mortgage Rates Jumped This Week, Pushed Up by US Yields
Canadian mortgage rates saw a sharp increase this week, driven by rising U.S. Treasury yields. As U.S. economic data fuels bond market volatility, Canadian fixed rates are following suit — impacting borrowers nationwide.
Why Are Home Prices Still Rising in Canada Despite High Interest Rates?
Canadian homebuyers and homeowners alike are scratching their heads right now—how can real estate prices keep going up while interest rates remain high? Shouldn’t higher borrowing costs cool down the housing market? It’s a fair question, and while the logic…
Declining Home Prices Pose Risk to Canada’s Financial System
Canada’s housing market has always played a central role in the country’s economy. But with rising interest rates and declining home prices, the system is showing signs of strain. In its Annual Risk Outlook (ARO) for 2023, the Office of…
Experts Say Payment Shock Is Coming for All Canadian Mortgages
Mortgage experts warn that nearly all Canadian borrowers—fixed or variable—could face major payment increases over the next 12–18 months. Here's why renewal timing, rising rates, and inflation are converging into a nationwide payment shock.
Fed Uncertainty Causes Canadian Fixed Rates to Fall
Canadian fixed mortgage rates are trending downward as uncertainty around U.S. Federal Reserve policy rattles bond markets. Here’s how Fed indecision is creating lower borrowing costs for Canadian homebuyers—at least for now.
Are High Interest Rates Ruining Canadian Love Lives?
You know interest rates are high when even love starts feeling the pressure. In 2025, it’s not just wallets being squeezed — it’s relationships too. A recent survey from 360Lending revealed something few expected: nearly half of Canadians believe high…
Home Affordability in Canada Took a Hit This August — Here’s What It Means for Buyers
Canadians hoping for some housing relief this summer were met with a tough reality in August: owning a home got even more expensive.New data shows that, on average, you needed 8.27% more income this August than last year to qualify…
Home Affordability Only Improved in 1 Out of 10 Provinces in July: What It Means for Buyers
Only one province saw better home affordability in July 2025. Find out what this means for buyers and why rate hikes are squeezing most Canadians harder.
Home Sales Are Up, But Listings Are Low: Where Are The Sellers?
In an unexpected twist this year, home sales are on the rise—but sellers seem to be missing in action. Across major Canadian cities like Toronto, Newmarket, and Mississauga, buyers are re-entering the market in full force despite high interest rates.…
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