How the Bank of Canada Shapes Your Mortgage Rate (and Why 2025 Feels So Tense)
The Bank of Canada doesn’t set your mortgage rate directly — but its policy moves ripple through bond markets, lending rates, and borrower sentiment. In 2025, with inflation fears lingering and election uncertainty rising, this article explains how the BoC’s decisions are keeping homeowners and buyers on edge.
Inflation vs. Interest Rates in Canada: What’s the Real Relationship?
In Canada, inflation and interest rates are locked in a delicate dance. When inflation rises, so do rates — but not always the way you'd expect. This article unpacks the real relationship between inflation and the Bank of Canada’s rate decisions, and what it means for mortgages, borrowing, and the broader economy in 2025.
Understanding the Impact of the Latest Mortgage Interest Rate Changes in Canada
Mortgage interest rates in Canada have shifted once again — and whether you’re a first-time buyer, renewing soon, or carrying a variable rate, the effects can be significant. This article breaks down what the latest rate changes mean for monthly payments, affordability, and borrowing decisions in 2025.
How Trump’s Tariffs Could Impact Canadian Mortgage Rates
As Donald Trump signals a return to aggressive trade tariffs, Canadian financial markets are already reacting — and mortgage rates may not be far behind. This article explains how U.S. trade policy could push up bond yields, influence the Bank of Canada’s decisions, and make borrowing costlier for Canadian homeowners in 2025.
Trump’s Tariff Threats Are Making Canadian Mortgage Rates Volatile — What You Should Know
Donald Trump’s renewed tariff threats are shaking up global markets, and Canadian mortgage rates are feeling the heat. As bond yields swing and economic uncertainty rises, this article explains how U.S. trade rhetoric is creating rate volatility — and what Canadian borrowers need to watch in the coming weeks.
How Mark Carney’s Liberals Could Reshape Housing and Mortgages in Canada
If Mark Carney leads the Liberals into power, his economic background and policy instincts could drive major housing reforms. From expanding affordability programs to revisiting mortgage stress test rules, this article explores how a Carney-led government might reshape Canada's mortgage landscape in 2025.
Which Canadian Cities Are Most Impacted by Bank of Canada Rate Hikes?
Bank of Canada rate hikes don’t affect all regions equally. In cities like Vancouver and Toronto, where home prices and mortgage debt are highest, rate hikes are hitting homeowners hardest. This article ranks the most impacted Canadian cities and explains why some regions are feeling more pressure than others in 2025.
A Year-End Review: Tips, Tricks, and Best Practices for Homeowners in the New Year
The end of the year is always a good time to reflect—and when you’re a homeowner in Canada, it’s also the perfect time to get ahead of what’s coming. With interest rates fluctuating, inflation still lingering, and many mortgage renewals…
Bank of Canada Policy Interest Rate Schedule (Updated 2025)
The Bank of Canada’s policy interest rate is the benchmark that guides borrowing costs across the country — from mortgage rates to business loans. Whether you’re a homeowner, investor, or just trying to keep up with economic shifts, staying updated…
Bank of Canada Says More Easing Ahead
The Bank of Canada has signalled that its rate-cutting cycle is far from over. As inflation cools and economic momentum slows, policymakers are shifting gears toward a more accommodative stance. For Canadian borrowers, homeowners, and investors, this could mark the…
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