Canadian Mortgage Market Risks Deepen As U.S. Fed Holds While BoC Cuts Rates
Canada’s mortgage market faces growing risks as the U.S. Federal Reserve holds interest rates while the Bank of Canada begins rate cuts. Here’s why the divergence matters.
Bank of Canada Policy Interest Rate Schedule: What Every Homebuyer Should Know in 2025
“Stay informed about the Bank of Canada’s 2025 interest rate schedule. Learn how each announcement can affect mortgage rates, home affordability, and your buying strategy.”
Which Canadian Cities are Most Impacted by the BoC Rate Hikes?
As the Bank of Canada continues to adjust interest rates, the impact is being felt unevenly across the country. This article highlights the Canadian cities where homeowners and buyers are feeling the most pressure — from skyrocketing mortgage payments to stalled housing activity — and explains why some regions are hit harder than others.
How Mark Carney’s Liberal Government Could Reshape Housing and Mortgages in Canada
If Mark Carney leads a Liberal government in 2025, Canadians could see major shifts in housing policy — from affordability programs and tax incentives to interest rate outlook and mortgage regulation. This article explores how Carney’s economic expertise might shape the future of homeownership in Canada.
Could Trump’s Tariffs Push Canadian Mortgage Rates Higher? A 2025 Guide for Homeowners
Could US tariffs lead to higher mortgage rates in Canada? This 2025 guide breaks down how international policy might impact your home loan.
Bank of Canada September Pause: What It Means For Every Canadian Homeowner
The Bank of Canada held its key interest rate steady in September, signaling a possible turning point in monetary policy. But what does this mean for your mortgage, renewal plans, or buying power? This article unpacks the implications of the pause for every Canadian homeowner — from fixed to variable rate holders.
Canada Housing Market Outlook as of Today
As of today, Canada’s housing market remains a story of contrasts — with falling home prices in some regions, resilience in others, and interest rates still weighing heavily on affordability. This article provides a real-time snapshot of where the housing market stands in 2025, what’s driving current trends, and what buyers and sellers should expect next.
Have Variable Mortgage Rates Peaked in Canada?
With the Bank of Canada holding its policy rate and inflation showing signs of easing, many are wondering if variable mortgage rates have finally hit their ceiling. This article analyzes current rate trends, bond market signals, and expert forecasts to assess whether now is the time to lock in — or stay the course.
Here’s What You Should Know About the 5-Year Government of Canada Bond Yield
The 5-year Government of Canada bond yield plays a key role in shaping fixed mortgage rates. Here's what it means, why it moves, and how it could impact your next home loan decision in 2025.
A Look Back: The History of Mortgage Rates in Canada
From double-digit interest rates in the 1980s to the record lows of the pandemic era, mortgage rates in Canada have seen dramatic shifts over the decades. This article takes a look back at key moments in Canadian mortgage history and what they teach us about rate cycles, economic shifts, and what to expect next.
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