Mortgage brokers, lenders step up as first-time buyer challenges continue
Despite cooling markets, affordability remains tough for Canadian first-time buyers. Learn how brokers and lenders are responding with flexible products and expert guidance.
Housing Affordability Squeeze Persists for First-Time Buyers in Canada (2025)
Housing affordability remains at record lows for Canadian first-time buyers in 2025. With average home prices above $700,000 and strict stress test rules, many households are unable to qualify for mortgages. Despite incentives, affordability pressures persist across major and mid-sized cities, leaving homeownership out of reach for young families.
How Canada’s Mortgage Reforms Expand Access for First‑Time Homebuyers
Canada’s 2024 mortgage reforms raise the insured loan cap to $1.5M and allow 30-year amortizations for new builds—making homeownership more affordable for first-time buyers in big cities.
Survey: 70% of Buyers Now Rely on Help with Down Payments
A new MPC survey shows 70% of Canadian first-time buyers now need financial assistance to cover their down payment. Here's how affordability pressures are changing buyer behaviour.
How Much House Can I Afford in Canada? A Realistic Guide for First-Time Buyers
Buying a home is one of life’s biggest milestones — exciting, emotional, and yes, a little intimidating too. Before you start scrolling MLS listings or dreaming of kitchen backsplash tiles, there’s one question that needs an honest answer: How much…
First-Time Home Buyer Programs in Canada : A Complete 2025 Guide
"Curious about how to buy your first home in Canada? This 2025 guide covers all the government support programs, tax credits, and smart strategies to help you take that first big step toward homeownership."
First-Time Home Buyer Mortgage Guide (2025 Edition)
Thinking about buying your first home in Canada? It’s exciting—but also overwhelming. From rates and down payments to insurance and government programs, there’s a lot to figure out. That’s why we created this complete, plain-English guide to help first-time homebuyers…
A Complete Guide to First-Time Homebuyer Grants in Canada (2025)
"First-time homebuyer grants in Canada make 2025 the perfect time to buy. From RRSP withdrawals and tax credits to provincial rebates and newcomer incentives, our complete guide covers all the financial support you can tap to lower your upfront costs."
6 Things You Need to Be Pre-approved for a Mortgage in Canada
"Ready to get pre‑approved for a mortgage in Canada? This guide covers the six essential things—like proof of income, credit score, assets, debt levels, down‑payment evidence, and employment verification—you must have ready to fast‑track your pre‑approval."
5 Things To Keep in Mind When Buying a Home This Summer (2025 Edition)
Planning to buy a home in Canada this summer? Here are 5 key tips to navigate the 2025 housing market, interest rates, and bidding trends with confidence.
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