Clara Desai
Real Estate News Analyst at Mortgage.Expert
Hi, I’m Clara — I write about mortgage rates, housing news, and what’s really changing for homebuyers across Canada. My goal is simple: cut through the noise and explain things clearly, especially for first-time buyers or anyone feeling stuck.
I track Bank of Canada updates, lender rate changes, and mortgage trends so you don’t have to. If something shifts, I’ll break it down — no jargon, no sales pitch.
You can reach me anytime at clara@mortgage.expert.
How Could Election Promises Impact Canadian Mortgage Rates?
As Canadians gear up for the next federal election, one question is top of mind for homeowners and homebuyers alike: how will campaign promises impact mortgage rates? While the Bank of Canada ultimately controls the policy rate that influences variable…
How to Choose a Mortgage Rate
Fixed or variable? Short-term or long-term? This guide breaks down how to choose the right mortgage rate in Canada based on your budget, goals, and market trends.
How To Find the Lowest Rate in the Higher-for-Longer World
With rates expected to stay high, here’s how Canadian homebuyers can still find the lowest mortgage rates in a higher-for-longer world.
How to Save Money on Your Utility Bill
Utility bills aren’t just a monthly inconvenience—they’re one of the biggest ongoing costs of owning a home in Canada. With energy prices and inflation rising, cutting down on electricity, gas, and water usage can add up to meaningful savings. The…
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