Mortgage Renewals in 2025: Why Many Canadians Are Facing Sticker Shock

As thousands of fixed-rate mortgages come up for renewal in 2025, Canadians are facing higher monthly payments due to rising interest rates. Here's what you can do about it.
Refinancing Surge Expected as Mortgage Holders Brace for Fall Renewals

As mortgage renewals loom, Canadian homeowners are rushing to refinance before rates climb higher. Here's what you need to know.
Ontario Homebuyers Now Paying 9% More Monthly Than 2022 Peak — Despite Lower Rates

Ontario homebuyers are now paying 9% more in monthly mortgage payments than they were at the 2022 peak — despite slightly lower interest rates. Here’s what’s driving the growing affordability gap in 2025.
Mortgage Arrears on the Rise: Canada Sees Uptick in Missed Payments in 2025

Mortgage arrears are quietly rising in Canada in 2025, with Ontario and BC homeowners most affected by payment stress and renewal shocks.
Mortgage Payment Deferrals Rise in Ontario and BC – A Warning Sign?

Payment deferrals are climbing in Ontario and BC as Canadians face renewal shocks from low-rate mortgages. What it means for borrowers and lenders
Mortgage Deferral Requests Rise Again as Canadians Struggle with Renewals

As mortgage renewals trigger steep payment hikes in 2025, more Canadians are requesting deferrals and relief programs to stay afloat.
Immigrant Buyers in Canada Facing 8.5%+ Mortgage Rates with B-Lenders

Newcomer homebuyers in Canada are increasingly turning to B-lenders, facing 8.5%+ mortgage rates due to stricter approval rules from big banks.
Top Brokers Predict 50bps Rate Cut by October — Refinance Boom Ahead?

Top mortgage brokers in Canada predict a 50bps Bank of Canada rate cut by October 2025, potentially triggering a major refinance wave. Learn who will benefit and how to prepare now.
Mortgage Delinquencies Up 17% Among First-Time Buyers, Says CMHC

Mortgage delinquencies among first-time homebuyers in Canada have surged by 17% in 2025, according to CMHC. Learn what’s driving the spike and how to protect yourself.
Nesto Expands to BC and Alberta With New 4.69% Promo Rate

Nesto has just launched operations in BC and Alberta with a standout 4.69% 5-year fixed promo rate. Here’s how it compares to major banks and who qualifies for the offer.
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